About Net PG

Net PG is one of the fastest and most secure online credit card processing facilities available in the UK.It allows you to be connected directly the UK bank system, quickly and effectively, making it the ideal solution for all secure payments over the Internet.
Net PG acts as a conduit from your website into your account, meaning that you no longer have to wait 28 days to be credited, but now only 72 hours.This comprehensive and innovative tool allows you total peace of mind when administrating an e-commerce website, ensuring that no outside parties have access to sensitive customer information, and enabling you to guarantee secure payments with each sale.

It operates in real time, and can be accessed from any Internet aware system.
It is easy to integrate into existing websites, and due to its flexible and robust design, it normally returns authorisations within 6 seconds.

Net PG has the ability to accept authorisations for credit card payments over the Internet, from merchants via any IP connection, so it’s suitable for any one.

Why Net PG

Utilising NET PG to administer your transaction processing, you will not need to purchase special software to link to the traditional X25 gateway, or construct and submit payment settlement files.

There are also huge security advantages, as there is no need to store credit card information, and the like.

The system also greatly reduces the administration processes traditionally involved in conducting payment processing online, allowing more time to concentrate on other business matters, freeing up valuable time.

You also have access to complete transaction history logs, allowing you to monitor your sales more effectively, on a more regular basis, if required.

How does NetPG work?

A consumer makes a request to purchase goods with merchant, through any number of channels i.e. website, call centre, retail.

A: They complete a form detailing payment information, of which some fields are gathered and submitted via a secure connection (SSL) to NET PG.

B: NET PG receives a request for authorisation of payment.

C: The information gathered is securely encrypted and is forwarded to the relevant systems on the banking infrastructure, which verifies the customers account details and checks funds availability.

D: The authorisation (or decline) response is returned to NET PG.

E: NET PG receives a decision for authorisation or decline of payment.

F: The authorisation (or decline) response is returned to the merchant.

The whole process takes a maximum of 6 seconds, depending on the Internet connection used.

Verification

NET PG uses new security checks to verify that the card being used is not subject to fraudulent use, of which are implemented by the UK banks:

a) Card verification value check to confirm cardholder is in possession of card
b) Address verification service to confirm an address given during a transaction matches the card holders billing address